Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Strict regulations are in place to ensure that equity release is a secure option for homeowners. Providers and advisers must follow industry standards, ensuring you receive clear and transparent advice before making a decision.
With a lifetime mortgage, you will never owe more than the value of your home when it is sold, as long as it is sold at a fair market price. This means neither you nor your loved ones will be left with any unexpected debt. Equity release is designed to provide financial flexibility while protecting your interests.
The money you unlock is yours to spend however you choose. Many people use it to improve their home, pay off existing debts, boost their retirement income, or help family members financially. Whether you want to make life more comfortable or plan for the future, equity release gives you the freedom to make the most of your money.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership West Dunbartonshire, we specialise in helping homeowners make informed financial decisions about later-life lending. With years of experience, we provide clear, straightforward advice tailored to your individual circumstances.
We understand that choosing equity release is a big decision, and we’re here to ensure you feel fully informed and confident every step of the way. Our expert team takes the time to explain your options, answer all your questions, and find the most suitable plan for your needs.
From your initial enquiry to completing the process, we handle everything, making the journey as smooth and stress-free as possible. Whether you’re just exploring your options or ready to move forward, we offer friendly, professional support at every stage.
We search the whole market to find the best equity release plan for your needs.
No jargon, no pressure—just straightforward guidance to help you make the right choice.
All the plans we recommend come with built-in protections, giving you peace of mind.
Here’s what to expect when you work with us for equity release, if you live in West Dunbartonshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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